Claims Involving Uninsured Drivers
Drivers are legally required to have valid insurance policies for any car they own, and when uninsured drivers are involved in car accidents, they can face criminal charges. However, you can still claim compensation for your damages and personal injuries. You claim will be paid out by an organisation called the Motor Insurers’ Bureau, which is funded by the major insurance companies. Some people have car insurance policies that offer uninsured driver cover, which will also pay out in the event of a claim involving an uninsured driver.
When you discover that the other driver was uninsured, or if they are untraceable, you should still do all that you would in a normal car accident. Try to gather as much information as you can, including the other vehicle’s registration number and the driver’s name and contact information. Then have yourself checked up to ensure you have not sustained any personal injuries. You should call the police following every road traffic accident – do not be dissuaded from doing so because the other driver is uninsured.
If the other driver speeds off, you do not have to chase after them – you can still make a compensation claim without their details. Be sure to inform the police that you have been in a hit and run collision.
Making a compensation claim against an uninsured driver can be a confusing process, and you will need the help of experienced car accident lawyers to help you succeed in your claim. The team at Clearwater Solicitors have dealt with dozens of compensation claims just like yours and know how to navigate the Motor Insurers’ and other bodies to maximise the size of our client’s compensation payments.
To get started, call us on 08000 430 430 or fill in our online enquiry form. We will do all we can to ensure you receive every penny of compensation that you deserve.